🔨 Bridge & Fix-and-Flip
Short-term money for short-term plays.
Bridge and fix-and-flip financing covers the phase your long-term lender can’t: the acquisition that needs to close fast, the rehab that adds the value, the gap before the property stabilizes and refinances into a DSCR loan. It’s the front half of the BRRRR playbook.
Is this you?
Bridge & Fix-and-Flip tend to be a great fit for…
- Flippers buying, renovating, and reselling on a 6–18 month clock
- BRRRR investors planning a DSCR refinance after stabilization
- Buyers who need to move at cash-offer speed on a value-add property
Questions investors actually ask
Bridge & Fix-and-Flip: straight answers
How is a fix-and-flip loan sized?
Typically as a percentage of the purchase price plus a rehab budget, checked against the after-repair value (ARV). Rehab funds are usually released in draws as work completes. Exact leverage varies widely by program and experience level.
Does my flipping experience matter?
Usually yes — completed projects generally unlock better leverage and pricing. First-timers still have options, often with slightly more conservative terms. Bring your track record, even if it’s short.
What’s the exit strategy conversation?
Every bridge loan is underwritten with the ending in mind: sell after the rehab, or refinance into long-term DSCR financing once it’s rented. We’ll pressure-test the exit math before you commit to the entrance.
Keep exploring
DSCR Loans
The rental’s income does the qualifying — no tax returns, no W-2s, no personal DTI math.
Learn more →Bank Statement Loans
Your deposits tell the income story — 12 or 24 months of statements instead of tax returns.
Learn more →1099-Only Loans
Qualify straight off your 1099s — no tax returns, no expense archaeology.
Learn more →Not sure if bridge & fix-and-flip fit your deal?
That’s literally what the team is for. One text, all your options side by side, zero pressure to move forward.